outline speech wk 5assignment

 

Sample complete outlineOUTLINE ANALYSIS  I want to inform my audience.  I would like the audience to understand the major criteria for finding a suitable credit card. Write your general and specific goals at the top of the page. Refer to the goal to test whether everything in the outline is relevant.  Three criteria that will enable audience members to find the credit card that is most suitable for them are level of real interest rate, annual fee, and advertised incentives. The thesis statement states the elements that are suggested in the specific goal. In the speech, the thesis serves as a forecast of the main points.  I. How many of you have been hounded by credit card vendors outside the Student Union? II. They make a credit card sound like the answer to all of your dreams, don’t they? III. Today I want to share with you three criteria you need to consider carefully before deciding on a particular credit card: interest rate, annual fee, and advertised incentives. The heading  sets the section apart as a separate unit. The introduction attempts to (1) get attention and (2) lead into the body of the speech as well as establish credibility, set a tone, and gain goodwill.  The heading Body sets this section apart as a separate unit. In this example, main point I begins a topical pattern of main points. It is stated as a complete sentence. The two main subdivisions designated by A and B indicate the equal weight of these points. The second-level subdivisions—designated by 1, 2, and 3 for major subpoint A, and 1 and 2 for major subpoint B—give the necessary information for understanding the subpoints. I. The first criterion for choosing a credit card is to select a card with a lower interest rate. A. Interest rates are the percentages that a company charges you to carry a balance on your card past the due date. 1. Most credit cards carry an average of 8 percent. 2. Some cards carry as much as 32 percent. 3. Many companies offer 0 interest rates for up to 12 months. 4. Student credit cards typically have higher interest rates. 5. Some student credit cards carry APRs below 14%. B. Interest rates can be variable or fixed. 1. Variable rates mean that the rate can change from month to month. 2. Fixed rates mean that the rate will stay the same. 3. Even cards with fixed rates can be raised to as much as 32% if you make a late payment. The number of major and second-level subpoints is at the discretion of the speaker. After the first two levels of subordination, words and phrases may be used in place of complete sentences for elaboration.

 ( Now that we have considered interest rates, let’s look at the next criterion.) This transition reminds listeners of the first main point and forecasts the second. II. A second criterion for choosing a suitable credit card is to select a card with no annual fee. Main point II, continuing the topical pattern, is a complete sentence that parallels the wording of main point I. Notice that each main point considers only one major idea. A. The annual fee is the cost the company charges you for extending you credit. B. The charges vary widely. 1. Most cards have no annual fee. 2. Some companies still charge fees. ( After you have considered interest and fees, you can weigh the incentives that the company promises you.) This transition summarizes the first two criteria and forecasts the third. III. A third criterion for choosing a credit card is to weigh the incentives. A. Incentives are extras that you get for using a particular card. Main point III, continuing the topical pattern, is a complete sentence paralleling the wording of main points I and II. 1. Some companies promise rebates. 2. Some companies promise frequent flyer miles. 3. Some companies promise discounts on “a wide variety of items.” 4. Some companies promise “cash back” on your purchases. Throughout the outline, notice that main points and subpoints are factual statements. The speaker adds examples, experiences, and other developmental material during practice sessions. B. Incentives don’t outweigh other criteria.  I. So, if you exercise care in examining interest rates, annual fees, and incentives, you can choose the credit card that’s right for you. II. Then your credit card may truly be the answer to your dreams. The heading  sets this section apart as a separate unit. The content of the conclusion is intended to summarize the main ideas and leave the speech on a high note. The conclusion also provides closure by referring back to the idea mentioned in the introduction, a credit card is the answer to your dreams.  Bankrate Monitor. Web. <http://www.Bankrate.com data-recalc-dims=. Barrett, Lois. “Good Credit 101.” Oct. 2006. Web. . “Congratulations, Grads—You’re Bankrupt: Marketing Blitz Buries Kids in Plastic Debt.” 2001 May 21:, 48. Print. A list of sources should always be a part of the speech outline. The sources should show where the factual material of the speech came from. The list of sources is not a total of all sources available—only those that were used, directly or indirectly. Each of the sources is shown in proper form. Hennefriend, Bill. 64 Oct. 2004: 17–20. Print. Lankford, Kimberly. “The 31% Credit-card Trap,” January 2007: 96–98. Print. “Protect Your Credit Card.” (Dec. 2004): 88. Print. Ramachandran, Nisha. “Harvesting Rewards.” 31 July 2005. Web. .” width=”553″ height=”797″>